A buyer's agent, a mortgage broker, and a real estate lawyer — your first-time buyer team costs you nothing extra to assemble.
Start with a buyer's agent
A buyer's agent typically costs you nothing directly and can guide the entire process from search to closing — the natural first call for most first-time buyers.
Get connected with a mortgage broker or lender
A broker can shop your file across multiple lenders at once, often surfacing a better rate than walking into a single bank branch — your agent can usually recommend one.
Line up a real estate lawyer before you're under a tight deadline
Your lawyer handles the legal transfer, title search, and closing — worth choosing before you're already racing a closing date.
Let your team talk to each other
Your agent, broker, and lawyer working together (with your permission) catches issues faster than you relaying information between all three yourself.
Finds and evaluates properties, writes and negotiates offers, and guides you through the whole process. See our full breakdown on Working With a REALTOR®.
Shops your file for financing, confirms what you actually qualify for, and locks your rate through a pre-approval.
Handles the legal transfer, title search, and closing. See our full breakdown on Legal & Title.
In most resale transactions, the seller's side covers agent commission — your lawyer and broker fees are standard, expected closing costs, not a surprise on top.
Book a free consultation with Narges — a natural first step in assembling your first-time buyer support team.
