Estimate how much you may be able to get approved for — using the same GDS/TDS math lenders actually use, not a rough guess.
Required before we can show your estimate — Narges will also see this so she can follow up if you'd like a real pre-approval.
This is an estimate for illustration purposes only and does not constitute mortgage advice, a pre-approval, or a loan offer. Actual approval depends on your credit, employment, and a lender's full underwriting — talk to Narges or a mortgage broker for a real pre-approval.
Rates as of August 20, 2026 — see how the Big 5 banks and monoline lenders stack up.
| Lender | Rate | Lump Sum/Year | Payment Increase | Rate Hold |
|---|
Posted bank rates from Ratehub.ca; monoline lender rates from nesto.ca and butlermortgage.ca; prepayment privileges and rate hold periods compiled from each lender's own published policies. Rates change frequently and your actual offer may differ based on your credit, income, and lender relationship — confirm current numbers with Narges before deciding.
