Your net proceeds are what actually lands in your account after your mortgage payout and selling costs come out — estimate yours in under a minute with our free calculator.
Start with a realistic sale price
A proper comparative market analysis, not a rough guess — ask HAI or Narges for a free home evaluation if you don't have one yet.
Get your mortgage payout figure
Call your lender for an exact payout statement, including any discharge fee or prepayment penalty that applies as of your target closing date.
Factor in commission and HST
Commission is negotiable and set out in your listing agreement — remember HST applies on top of the commission amount itself.
Add legal fees and any other costs
Your lawyer's fee, plus anything else you're budgeting for — repairs, staging, or moving costs you want to account for up front.
A realistic number grounded in a real comparative market analysis, not a per-square-foot guess.
Your lender's exact payout figure, including any discharge fee or prepayment penalty for your specific closing date.
The rate you've agreed to (or expect to negotiate) with your listing brokerage — HST is added on top automatically.
Your lawyer's fee, plus anything else you want to budget for up front, like repairs or moving costs.
Plug in your own figures and get an estimate in seconds — no email required.
