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Buyer's Guide · Due Diligence

What a Home Inspection Actually Covers

A few hundred dollars now can save tens of thousands later — here's what gets checked, what it costs, and why it's worth doing even in a competitive market.

HOW IT WORKS

The Inspection Process, Step by Step

1

Book it right after your offer is accepted

Most purchase agreements include a home inspection condition with a set window — often 5–10 business days — to complete it and respond.

2

Attend in person if you can

Walking the home with your inspector gives you context a written report can't: which issues are cosmetic, which need attention now, and what to budget for later.

3

Read the full report before your deadline

A good report ranks issues by severity, not just lists them — focus on safety, structural, and big-ticket systems first.

4

Decide: proceed, renegotiate, or walk away

Serious findings can be grounds to ask the seller for a price reduction, request repairs, or exercise your right to back out under the inspection condition.

WHAT GETS INSPECTED

The Systems a Good Inspector Checks

Roof & Attic

Shingle age and condition, flashing, ventilation, and signs of past leaks.

Foundation & Structure

Cracks, settling, and drainage issues — especially relevant on Ottawa's clay-heavy soil.

Electrical

Panel capacity and condition, and outdated wiring types (knob-and-tube, aluminum) common in older Ottawa homes.

Plumbing

Pipe material and condition, water pressure, and signs of past leaks or water damage.

HVAC

Furnace and A/C age, condition, and expected remaining lifespan.

Windows & Doors

Seal condition, drafts, and signs of moisture intrusion.

GOOD TO KNOW

Common Questions

Is a home inspection worth it in a competitive market?
It's tempting to waive it to make your offer stronger, but that trades a few hundred dollars of protection for real financial risk. If you're in a multiple-offer situation, ask your agent about a pre-offer inspection instead of waiving it entirely.
How much does a home inspection cost in Ottawa?
Typically a few hundred dollars, varying with the home's size and age — small compared to the cost of an undisclosed structural or system issue.
Can I use the inspection to renegotiate?
Yes — significant findings are common grounds to ask for a price reduction, request the seller complete repairs, or exercise your right to walk away under the inspection condition.
Do new builds need an inspection too?
Many buyers assume new construction doesn't need one, but a pre-delivery inspection catches deficiencies before your Tarion warranty period starts, which is well worth doing.
How do I find a qualified inspector in Ottawa?
Home inspectors aren't currently licensed by the Ontario government, so credentials matter — look for membership in a recognized professional association.
Ontario Association of Home Inspectors (OAHI) →

Ready to Make a Confident Offer?

Book a free consultation with Narges to talk through your offer strategy, inspection conditions, and what to expect.

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